Refinance out of development or bridging on better terms
The scheme is built, or nearly. Development finance is expensive to hold, and your bridge is running to term. Refinancing onto investment debt, a portfolio BTL facility, a development-exit bridge or long-term term debt buys you time to sell at the right price — and cuts the cost of holding stock. We run the exit as a competitive search, the same way we run the original raise.
£250k – £30m
Typical facility
up to 80%
Loan to value
Exit, hold, release equity
Uses
What refinance & development exit come to us for
Development exit before you have sold
Repay the development facility at practical completion on cheaper short-term debt, so you sell into the market rather than into a deadline.
Refinance to hold as an investment
Keep completed units and refinance onto an investment or portfolio buy-to-let facility priced on rental income and valuation, not build cost.
Release equity for the next site
Refinance the profit out of a finished scheme and roll it straight into your next acquisition instead of waiting on final sales.
Rescue and re-terming
Bridge running out of term, cost overruns or a stalled sales rate. We refinance and re-gear before default rates and extension fees bite.
Lenders we search for this profile
- Development-exit bridging lenders
- Investment and term-debt lenders
- Portfolio BTL and specialist buy-to-let funders
- Private banks and credit funds
How it works
- 1
Send the current facility, valuation, sales position and your plan
- 2
We test exit bridging, investment debt and portfolio options together
- 3
Costed refinance routes with net benefit set out within 24 hours