Funding for phased schemes of 10 to 50 homes
Once you are building estates rather than plots, funding becomes a structuring exercise: phasing, S106 obligations, infrastructure spend and sales rates all move the pricing. We package the scheme properly and take it to the full market at once.
£5m – £25m
Typical facility
up to 75%
Loan to GDV
Phased or revolving
Structure
What medium-sized developers come to us for
Phased drawdown and revolving facilities
Recycle sales receipts into the next phase instead of funding the whole estate up front.
Infrastructure and S106 costs
Roads, drainage and planning obligations land early. We find lenders comfortable funding pre-sales infrastructure.
Part-and-parcel exits
Open-market sales, PRS block deals or affordable disposals — we model the exit lenders will accept.
Lenders we search for this profile
- Institutional development funders
- Clearing and challenger banks
- Debt funds and mezzanine providers
- Family offices and HNW syndicates
How it works
- 1
Share the scheme appraisal, phasing plan and programme
- 2
We prepare a funder-ready pack and go to market in parallel
- 3
Termsheets and indicative structures set out within 24 hours