Short-term funding where speed decides the deal
Where speed matters more than anything else, bridging is usually the right answer. Auction purchases, uninhabitable or unmortgageable stock, heavy refurbishment, conversions and extensions that are not ground-up, or a pre-development bridge while you wait on planning uplift. Bridging is largely unregulated with hundreds of UK lenders and wildly different pricing and standards — we match your scenario to the right one instead of the first one.
£100k – £15m
Typical facility
up to 75% (higher with charges)
Loan to value
5 – 15 working days
Speed
What bridging & short-term finance come to us for
Auction and deadline purchases
28-day auction completions, option deadlines and chain breaks. We go straight to lenders who genuinely deliver at that speed, not the ones who only say they can.
Uninhabitable and unmortgageable property
No kitchen, no bathroom, structural issues or a short lease — mainstream lenders decline. Bridging funds the purchase and works, then you sell or refinance as an investment.
Refurbishment, conversion and extension
Light or heavy refurb, flat conversions and extensions where the scheme is not ground-up. Purchase and works funded together, drawn in stages against surveyor sign-off.
Pre-development and land bridges
Buy the site now, bridge while planning is determined, then roll onto development finance once consent lands — often with the development facility pre-agreed. We also structure title splits so you can sell off sections and reduce gearing.
Lenders we search for this profile
- Institutional bridging lenders
- Specialist refurbishment and auction funders
- Private banks and family offices
- HNW private lenders for quirky cases
How it works
- 1
Tell us the property, the works, your deadline and your exit
- 2
We search the whole bridging market including private funders
- 3
Indicative terms and a realistic completion date within 24 hours