Guaranteed exit, lowest risk — and the sharpest rates in the market
Section 106, affordable housing provider partnerships and shared-ownership disposal routes give you a contracted, guaranteed exit before you pour a foundation. That certainty makes you the lowest-risk borrower in the market — and funders price it accordingly. We take your scheme to the lenders who actively compete for affordable housing partnership business, securing the most competitive development finance rates available.
£1m – £40m
Typical facility
up to 85%
Loan to cost
Lowest in market
Rate advantage

What affordable housing partnership schemes come to us for
Pricing your guaranteed exit
A contracted disposal or registered-provider purchase agreement means funders treat your scheme as low risk, high gain — and price at the most competitive end of the market. We evidence that exit to unlock the sharpest rates.
Forward funding and forward sale structures
We arrange forward-funding and forward-sale agreements with housing associations and institutional buyers so your exit is locked in before drawdown.
Grant and subsidy layering
Homes England grant, S106 commuted sums and affordable housing programme funding sit alongside debt. We structure the full stack so nothing delays your programme.
Lenders we search for this profile
- Affordable housing specialist lenders
- Housing association forward-funding partners
- Clearing banks with S106 desks
- Institutional long-term investors
How it works
- 1
Send the scheme, partnership agreement and disposal route
- 2
We evidence your guaranteed exit and go to affordable-housing lenders competitively
- 3
The sharpest indicative rates in the market back within 24 hours